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How Much Does a UTI Test and Treatment Cost?

How Much Does a UTI Test and Treatment Cost?

Urinary Tract Infections (UTIs) are common and can lead to discomfort, pain, and even serious complications if left untreated. In this comprehensive guide, we will discuss the cost of UTI tests and treatment, factors affecting these costs, and how to prevent UTIs. By having a clear understanding of these factors, you can make an informed decision about how to manage and treat your UTI.

UTI Diagnosis: Urinalysis Test

A urinalysis test is the first step in diagnosing a UTI. This test involves examining the appearance, concentration, and content of your urine to identify any abnormalities or signs of infection. The cost of a urinalysis test can range from $30 to $250 depending on the depth of the panel and where the test is conducted. Your out-of-pocket expenses may vary depending on your insurance coverage and the healthcare provider you choose.

Visual Examination

An initial visual examination of your urine sample assesses its appearance. Healthy urine is typically clear, while cloudy or unusually odoriferous urine may indicate a UTI or other health issue. Blood in the urine can also be a sign of a problem, causing the urine to appear red or brown.

Dipstick Test

A dipstick test involves placing a thin, plastic stick with strips of chemicals into the urine sample to detect chemical abnormalities. The stick changes color if certain substances are present or if their levels are above normal. Commonly examined chemicals in a dipstick test include acidity (pH), concentration, protein, sugar, ketones, bilirubin, evidence of infection, and blood.

Microscopic Examination

A microscopic examination involves viewing a few drops of urine under a microscope to identify any substances that may indicate a health issue. These substances can include white blood cells, red blood cells, bacteria, yeasts, casts, and crystals.

UTI Treatment: Antibiotics

If a UTI is diagnosed, your healthcare provider will typically prescribe antibiotics to treat the infection. The type, dose, and length of your antibiotic treatment will depend on the specific bacteria causing the infection and your medical history. The cost of antibiotics for UTI treatment can range from less than $10 to $60 or more, depending on which antibiotic is prescribed and whether you choose a generic or brand-name medication.

Factors Affecting UTI Test & Treatment Costs

Several factors can affect the cost of UTI tests and treatment, including:

  • Insurance coverage: Your out-of-pocket expenses will depend on your insurance coverage and the specific healthcare provider you choose. Co-pays, deductibles, and coinsurance can all influence the final cost of your UTI test and treatment.
  • Healthcare provider: The cost of a urinalysis test and the subsequent treatment can vary depending on where you receive care. For example, an emergency room visit will likely be more expensive than a visit to a primary care physician or urgent care center.
  • Geographic location: The cost of UTI tests and treatment can also vary depending on where you live. Healthcare costs tend to be higher in urban areas and lower in rural areas.

UTI Test & Treatment Costs With and Without Insurance

For patients with health insurance, the cost of UTI tests and treatment typically consists of a doctor-visit copay, lab copay, and prescription drug copay. With insurance, out-of-pocket expenses for UTI diagnosis and treatment can total less than $100, depending on your specific insurance plan.

For patients without health insurance, the cost of UTI tests and treatment can be significantly higher. An uncomplicated UTI diagnosis and treatment at a doctor’s office or urgent care center may cost less than $300, including the doctor visit, urine culture, antibiotics, and an analgesic for pain relief. However, receiving treatment at a hospital emergency room can cost hundreds or even thousands of dollars.

In severe cases where the infection has spread to the kidneys, hospitalization may be required, and costs can reach $20,000 or more.

UTI Test & Treatment Savings Options

There are several ways to save on UTI tests and treatment costs:

  • Consider visiting a CVS Minute Clinic, where the exam fee for a UTI is $79-$89, and the cost of antibiotics can be as low as $4 under their prescription program.
  • Planned Parenthood offers services on a sliding scale based on income, and the U.S. Department of Health and Human Services provides a locator for clinics that offer discounted care on a sliding scale.
  • Some urgent care centers offer lower prices for UTI tests and treatment compared to hospital emergency rooms. For example, an urgent care center visit for a UTI may cost around $90, while an emergency room visit for the same issue can cost up to $465.
  • Take advantage of discount programs offered by pharmacies, such as Walmart and Target, which offer $4 prescription programs for generic drugs commonly prescribed for UTIs.

UTI Prevention Tips

Preventing UTIs can save you both the discomfort associated with the infection and the cost of treatment. Here are some simple tips for preventing UTIs:

  • Drink plenty of fluids, especially water.
  • Urinate when you feel the need and do not hold it in.
  • Urinate before and after sexual activity.
  • Maintain proper hygiene by washing the genital area with warm water and gentle soap.
  • Use barriers such as condoms and dental dams during sexual activity, especially during contact with the anus.
  • If you have a vulva, wipe from front to back after using the bathroom and keep the area clean and dry by wearing underwear with a cotton crotch and avoiding douches, powders, and deodorant sprays.
  • If you experience frequent UTIs, consider drinking unsweetened cranberry juice or taking cranberry supplements to help prevent them. Consult your healthcare provider if prevention methods are not effective.


The cost of UTI tests and treatment can vary widely depending on factors such as insurance coverage, healthcare provider, and geographic location. By understanding these costs and exploring options for savings, you can make informed decisions about the best course of action for diagnosing and treating your UTI. Additionally, taking preventive measures can help you avoid the discomfort and expenses associated with UTIs altogether.


What factors influence the cost of a UTI test and treatment?

The cost of a UTI test and treatment can vary depending on factors such as the type of test or treatment prescribed, the location of the healthcare provider, the patient’s insurance coverage, and any additional services or medications needed.

Are at-home UTI test kits a cost-effective option?

At-home UTI test kits can be an affordable option for those without insurance or those who prefer the convenience of testing at home. However, it’s important to note that these kits may not be as accurate as tests conducted by healthcare professionals.

How can insurance coverage affect the cost of a UTI test and treatment?

Insurance coverage can range from covering the full cost of UTI tests and treatments to requiring copays or deductibles. Patients should check with their provider to understand their coverage and any out-of-pocket costs.

Can untreated UTIs lead to more costly health complications?

Yes, untreated UTIs can lead to serious complications such as kidney infections, which can be more expensive to treat. It’s important to seek medical attention promptly to avoid these complications.

What preventative measures can be taken to avoid the need for UTI treatment?

Staying hydrated, practicing good hygiene habits, and using the bathroom as soon as the urge arises can help prevent UTIs. Additionally, urinating after sexual activity and avoiding irritating products such as douches or perfumed sprays can also help prevent UTIs.